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Cornerstone Auto Pros  •  Insurance & hail claims

Your insurance, your shop, and you — on the same team

A hail claim doesn't have to be stressful. Your insurance company, our shop, and you all want the same thing: your vehicle restored properly. When the three of us work together, that's exactly what happens — smoothly, and usually faster than people expect. We'll handle the heavy lifting and keep you in the loop the whole way.

🤝 You, your insurer & us — one team📋 We help file, supplement & coordinate billing💳 You handle only your deductible
A quick, honest word

We're genuinely grateful for your coverage

Here's something we'll say plainly: good insurance is a gift. Comprehensive coverage is the reason a hail repair that could run into the thousands costs you only your deductible. Insurers process these claims every single spring, and in our experience they're genuinely helpful partners in getting drivers back to normal. We're not here to make an enemy of your insurance company — we're here to work alongside them on your behalf.

Everyone has a part to play

United, we get you the best outcome

You

Report it & make the calls

You know your vehicle and your policy. You start the claim, decide how you want to proceed, and pay your deductible. That's it — we handle the rest with you.

Your insurer

Funds & guides the claim

Your insurance company reviews the damage, sets the estimate, and pays for the covered repair. They've handled thousands of hail claims — that experience works in your favor.

Cornerstone

Documents & does the repair

We inspect and document every dent, speak the adjuster's language so nothing gets missed, and make the repair right. We keep everyone on the same page start to finish.

The best claims we've ever been part of all have one thing in common: the customer, the insurer, and the shop were pulling in the same direction. That's the whole idea here.

How a hail claim works

Simple, step by step

No mystery, no runaround. Here's exactly what to expect from the first photo to the day you get your vehicle back.

1

Start with a free evaluation

Bring the vehicle by or send photos and we'll inspect the hail damage under proper lighting and document every dent. No cost, no obligation — just a clear picture of what you're dealing with.

2

We help you open the claim

New to this? We'll walk you through filing the claim with your insurer, or pick right up with a claim you've already started. Either way, you're in the driver's seat.

3

The adjuster reviews the damage

Your insurer assigns an adjuster and puts together the estimate. Our thorough, photo-by-photo documentation gives them exactly what they need to approve the correct repair — and if we find additional damage once we're in it, we handle the supplement directly with the adjuster.

4

We make the repair — all of it, in-house

Most hail damage is corrected with paintless dent repair; when a panel needs paint or bodywork, or when hail has cracked your glass, we handle that in-house too. No bouncing between a dent shop, a body shop, and a glass shop — it's all under one roof. Need to keep driving? If your policy includes rental coverage, we'll help you book your rental. And we offer valet pickup and drop-off, so you don't have to rearrange your day.

5

We coordinate the billing

We settle the repair cost directly with your insurance company. You're responsible only for your deductible as set by your policy — we take care of the rest of the paperwork so there are no surprises.

6

Back to new

Your vehicle goes home restored, with its factory finish preserved wherever the paint was intact — usually in days to weeks after approval, never months.

One roof, one shop

Dents, paint, and glass — all handled here

Hail doesn't just dent panels — it cracks windshields and glass too. Instead of sending you to a dent shop, then a body shop, then a separate glass shop, we do all of it right here. When you pick up your vehicle, the whole job is finished. When it's done, it's done.

Paintless dent repair

Our specialty — reshaping the metal from behind to lift out hail dents and preserve your factory finish when the paint is intact.

Paint & bodywork

When a panel needs paint or bodywork to be right, we do it in-house with the same care and premium materials as everything else we touch.

Hail-damaged glass

Cracked windshield or glass from the same storm? We handle it here too — no second appointment at a separate shop.

And if you need to keep moving while we work, we'll help you book a rental whenever your policy includes rental coverage — so you're never left without a way to get around. One shop, start to finish.

Why our documentation matters

The clearest path to a fair, fast approval

The single biggest thing that keeps a claim moving is good documentation. When we reveal every dent under professional lighting and map it panel by panel, we hand your adjuster exactly what they need to approve the correct repair — quickly and fairly. It's how the whole team wins. These are our own inspection photos — not stock.

Hail dents marked for insurance inspection under PDR lighting, Denton County — roof
Roof dents revealed under a PDR light board — Denton County
Hail dents marked for insurance inspection under PDR lighting, Denton County — door
Dents marked and numbered for the insurance estimate
Hail dents marked for insurance inspection under PDR lighting, Denton County — hood
Hail impacts mapped across a rear door
Hail dents marked for insurance inspection under PDR lighting, Denton County — quarter panel
Damage documented panel by panel under inspection lighting
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Whoever you're with

We work with your insurance company

Odds are we've worked with your carrier many times. We speak their process and their language, so filing, estimating, supplements, and billing all go smoothly — no matter who you're insured through.

State FarmAllstateGEICOProgressiveUSAAFarmersLiberty MutualNationwideTexas Farm BureauAmerican FamilyTravelersRoot…and every other carrier

One friendly note on choosing a shop: your insurer may suggest repair shops to make things easy, and that's a helpful service. You're also always free to choose Cornerstone — and either way, we work hand-in-hand with your carrier to get your vehicle repaired right. No tug-of-war, just teamwork.

Right after a hailstorm

A few simple things that help

  • Don't wait to start. Many policies ask you to report hail damage within a set window — sooner is always better.
  • Snap a few photos. Even quick phone shots of the roof, hood, and trunk help. We'll do the detailed documentation from there.
  • Have your policy and claim number handy. If you've already filed, grab your claim number; if not, we'll help you open the claim.
  • Got more than one vehicle hit? Hail rarely spares just one car in the driveway — we can handle the whole household in one visit.
  • Start with a free evaluation. It's a damage inspection, not a binding estimate — no cost and no pressure.
Insurance FAQ

Straight answers

Will a hail claim raise my rate?

Hail is a "comprehensive" (weather) claim, not an at-fault accident, so it's treated differently than a collision. How it affects any individual policy varies by carrier — your insurer or agent can tell you exactly how yours works. We're glad to help with the paperwork either way.

What about my deductible?

You're responsible for your deductible as set by your policy — that part is between you and your insurer. What we do is handle the claim paperwork and the repair so the process is as painless as possible. Here's why we won't cover your deductible.

Do I have to use a shop my insurer recommends?

Your insurer may suggest shops to make things convenient, and that's a genuinely helpful service. You're also free to choose Cornerstone if you'd like — and if you do, we work directly with your carrier so the claim stays smooth. It's never us versus them.

Can I get a rental while you fix my car?

If your policy includes rental coverage, we'll help you book your rental so you're not stranded while we work. Not sure whether you have it? We can help you check with your insurer when you come in.

Do I have to take my cracked glass somewhere else?

Nope. Hail often cracks windshields and glass along with denting panels, so we handle glass in-house right alongside the dent and body work. Everything's done under one roof — when you get your vehicle back, the whole job is finished.

What if you find more damage after the estimate?

It happens — some damage only shows once we're working the panels. When it does, we document it and file a supplement with your adjuster so the estimate reflects the true repair. It's a normal, expected part of the process.

How long does a hail repair take?

Most hail repairs are finished in days to weeks after your claim is approved — never months. We keep things moving and keep you updated.

What do I need to get started?

Just your vehicle and, if you have it, your policy or claim number. Start with a free evaluation and we'll take it from there.

Let's make your hail claim easy

Start with a free evaluation and we'll handle the rest with your insurer — documentation, supplements, billing, and the repair. You, your carrier, and us, working together.

A free evaluation is a damage inspection, not a binding estimate. You're responsible for your deductible as set by your policy; we handle the claim paperwork and the repair. Your information is never shared.

Cornerstone Auto Pros

Denton County Hail Repair

16580 US-380 Ste 703, Krum, TX 76249

(940) 377-2081  •  text photos welcome

Mon–Fri 7:30am–6pm • Sat 9am–2pm • Sun Closed

Cornerstone Auto Pros offers a free evaluation (a damage inspection), not a free estimate. You are responsible for your deductible as set by your policy; we handle the claim paperwork and the repair. Claim handling varies by carrier and policy.